We are now officially permanent residents of New Zealand + some thoughts on global mobility

On the 20th of February, I got an email from Immigration New Zealand (INZ) informing me that they’d approved our application to become permanent residents. I’m super relieved as this was kind of hanging over us for a while, even though there was very little chance that it would not work out in our favor.

Here’s what permanent residency means for us [I’m not an immigration consultant blah blah legal disclaimer check INZ’s website for the latest and greatest info]:

  • We can now vote;
  • Our continued existence here is no longer tied to my current job (not that I’m interested in quitting, it’s just nice to know I’m not stuck if it ever ceases to be a good fit);
  • I can now do jobs on the side (this wasn’t permitted on my specific work visa)
  • We can get credit cards (not to carry a balance, but to get cash back on all our purchases!);
  • We can buy a house (not that we can currently afford any houses we’d want to live in, it’s just that the new government here recently passed a law that foreigners cannot buy existing houses, only build new ones… and even before that law changed, banks wouldn’t give us a mortgage unless we were residents anyway);
  • We can go to school (we weren’t allowed to study for more than 3 months on our work visas before)…
  • …at local tuition rates (which are ~1/3 of the rates for foreigners, this number varies a lot depending on which program and which university);
  • We qualify for KiwiSaver, NZ’s retirement plan (employers are required by law to match employee contributions up to 3% for employees who opt into the KiwiSaver plan, so I’m signing up right away. And yes, if you leave the country you get to take your KiwiSaver funds with you); and
  • We’re pretty sure Scott’s existence here is no longer tied to our relationship… though we have no plans to test that out 🙂

The “permanent” part of our residency means that we can Continue reading “We are now officially permanent residents of New Zealand + some thoughts on global mobility”

My personality throughout my existences (and a new guide to business financing!)

A ritual often performed at the Auckland Buddhist Centre includes the following lines:

My personality throughout my existences…
I give up without regard to myself
For the benefit of all beings.

I’ve been thinking about my various existences because the company I work for just published a really useful resource, A guide to financing your business.

Guide.PNG

The content is top notch, it’s beautifully laid out and illustrated, the writing is clear, the whole thing flows well, and it’s easy to navigate. While it doesn’t really take a stand on the ethics or of any of the options and I’d have loved to see some case studies, it’s far more complete than I was expecting, and I’m really impressed!

And I had absolutely nothing to do with its creation, which feels incredibly strange. I was legitimately obsessed with this topic — my expertise in that rapidly-evolving field paid my bills, I got a massive grant to write a book about it — for more than a decade. I can’t pinpoint exactly when that particular obsession ended, but it’s been a HUGE relief to let go of the need to stay on top of the latest crowdfunding legislation or alternative lending innovations or who’s launching what new community investing fund… thankfully, we’ve got people like Jenny Kassan and Amy Cortese all over those 🙂

This shift in my attention makes me think of all the different identities I’ve embraced and then drifted away from over the years: Continue reading “My personality throughout my existences (and a new guide to business financing!)”