Your Money Or Your Life: one of the most influential books of my life

vicki
Of course this woman is one of my role models (Source: yourmoneyoryourlife.com)

I finally had a chance to read the new edition of Your Money Or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence, a book that had a huge influence on me when I first discovered it back in the late ’90s.

With this book, co-author (and now friend!) Vicki Robin sparked the FIRE, or  “Financial Independence, Retire Early” movement… though few people were aware of this until relatively recently. She is a huge inspiration to me, and I definitely aim to be like her when I grow up!

The new edition includes a wider range of examples from Millennial types, and the chapter on investing is FAR better aligned to today’s investing climate.

YMOYLIntrigued? Vicki has generously shared a VERY detailed summary on the fancy new YMOYL website, but I still suggest you buy the book, and spend some time with it!

In addition to calculating how much money we’ve earned over our entire lives, and what we have to show for it (aka our net worth; this is Step 1), we’re instructed to calculate our real hourly wage, a function of our life energy, and track every cent that comes into our goes out of our lives (Step 2). And we get into the habit of tallying up our spending by categories that are relevant to our lives, and we regularly convert those monthly spending totals into hours of life energy (Step 3).

But my favorite step by far is Step 4: Three Questions That Will Transform Your Life: Continue reading “Your Money Or Your Life: one of the most influential books of my life”

My favorite mindfulness app is Pocket (or: how to stay focused AND always have excellent reading material on your person)

Insight Timer is my first recommendation when people ask me about meditation or mindfulness apps, but it’s not actually the one I use most frequently. When it comes to actively strengthening the muscles of focus and attention, Pocket — yes, the app that lets you save articles and videos from the web to check out later — is my favorite.

Pocket App

What is mindfulness? Valerie (Vimalasara) Mason-John writes:

Mindfulness is becoming aware of the distractions in our daily lives, in our minds and hearts.

When we become aware of our distractions we are empowered to make a choice. We can either indulge in our distractions or come back to the task that we were initially focused on.

Developing mindfulness in our daily lives allows us to function at our full potential.

Meditation is the most widely-recognized tool for cultivating mindfulness. I’ve been meditating more-and-less regularly since 2009, and this practice has definitely helped me become more aware of my well-worn thought patterns, knee-jerk reactions, and compulsive behaviors… ever-so-gradually opening up more choice in terms of how I respond to the the things that life brings my way.

Surprisingly, using the Pocket app has also significantly deepened my awareness of the things that distract me, and given me a greater ability to focus… and not only while I’m browsing the internet.

I realize this sounds absurd, so before I continue, consider the following scenarios: Continue reading “My favorite mindfulness app is Pocket (or: how to stay focused AND always have excellent reading material on your person)”

Lydia Daniller – Finding your sweet spot

Listen in iTunes

Female pleasure is still largely a taboo topic in most societies, which is exactly why Lydia Daniller knew she needed to use her voice as an activist and storyteller to speak up. Driven to educate, inform and destigmatize, Lydia launched into a truly ambitious project: a sexual pleasure research website called OMGYES. This kind of honest radicalism isn’t new to Lydia – from early on in life she’s been crafting the unexpected through her love of poetry, photography and videography. “It takes a lot of bravery in general to do anything big and bold and new,” Lydia tells me. “Trust in that thing that you want to do… Of course, you’re going to doubt it, and of course you’re going to be insecure at times.” Listen in as Lydia talks about making time for the things that are really important to you, and why sometimes the best move might just be to step back from something you started. Xero Gravity #81 – Get ready for a feel-good episode!